Life is not really fair when you come to think that you try in every possible way to do the right thing and you still get hit pretty hard and those people who do not really give a damn always get away with everything. For example, most people in this day and age would buy car insurance because it is a legal requirement and second because in the very rare situation that they are involved in an accident, things can go pretty smoothly between the two parties. But what if you are hit by an uninsured driver? This is where the headache gets intolerable.
You, the good driver, have all your paperwork in place and he, the bad driver, is not insured at all. To make things worse, you are not to blame at all and everything is the other party’s fault. Why should there be any problems? You have done things by the book but even that is not good enough! You are left with huge repair bills but fortunately you have comprehensive cover and you only need to pay your excess and the rest will be paid by your insurance company. You still lose your hard earned no claims bonus but at least you don’t have to pay the extortionate repair costs.
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